If you’re looking to access your Milestone Credit Card account, simply visit milestonegoldcard.com and log in to manage your card and finances effortlessly.
MyMilestoneCard, offered by the Bank of Missouri and Genesis Financial Solutions, is a unique credit card designed for ease and financial growth. Ideal for those with moderate credit, it helps build credit scores and offers exclusive benefits, accessible through a user friendly online platform, making financial management both straightforward and rewarding.
What is Milestone Credit Card?
The Milestone Credit Card is a financial tool designed to help people establish or rebuild their credit. This card is especially useful for persons who have had financial setbacks or are just starting to develop credit. Because it is a MasterCard, it is widely accepted worldwide.
| Name | Milestone Credit Card |
|---|---|
| Credit Limit | $700 |
| APR | 35.9% |
| Grace Period | 25 Days |
| Monthly Fee | $14.50 (First Year). After that, $19.25 |
| Foreign Transaction Fee | 1% |
| Cash Advance Fee | $5 or 5% whichever is greater (not to exceed $100) |
| Late Payment Fee | Up to $41 |
| Overlimit Fee | Up to $41 |
| Returned Payment Fee | Up to $41 |
Milestone Credit Card Login- Step By Step Process
Step 1: Go to Official Site:
- Visit the Milestone Credit Card official website.
Step 2: Locate Login Section:
- Find and click on the “Login” or “Account Access” area.
Step 3: Enter Credentials:
- Enter your username and password.
Step 4: Click ‘Login’:
- Press the login button to access your account.
If You Are Having Trouble Logging In, “Change Username or Password”
(A): To Reset Your Password
To reset your password for the Milestone Credit Card, follow these simple steps:
Step 1: Visit Website:
- Go to the Milestone Credit Card’s official website.
Step 2: Click on ‘Forgot Password’:
- Click on the ‘Forgot Password’ link on the login page.
Step 3: Enter Information:
- Enter your account information, such as your username, last 4 digit card, date of birth & social security number.
Step 4: Click ‘Reset Password’
- After entering all the information click on Reset Password button.
Step 5: Verify Identity:
- Follow the prompts to verify your identity. This might involve answering security questions or confirming details via email or text.
Step 6: Set New Password:
- Once verified, you’ll be given the option to create a new password.
Step 7: Confirm Changes:
- Submit the new password and confirm the change.
Use your new password to log into your account.
(B): To Request Your Username
To request your username for the Milestone Credit Card, follow these steps:
Step 1: Visit the Website:
- Navigate to the Milestone Credit Card official website.
Step 2: Find ‘Forgot Username’:
- Click on the ‘Forgot Username’ link, usually on the login page.
Step 3: Enter Required Details:
- Input necessary information, such as your 16 digit account number, date of birth & social security number.
Step 4: Click ‘Request Username’:
After entering all the information click on Request Username button.
Step 5: Complete Verification:
- Follow any additional steps to verify your identity.
Step 6: Retrieve Username:
- After verification, your username will be provided or sent to your email.
Use the retrieved new username to log into your account.
Benefits and features of the Milestone Credit Card
The key benefits and features of the Milestone Credit Card include:
- Credit Building: Ideal for those looking to establish or improve their credit score.
- Accessible Approval: Welcomes a wide range of credit scores, including less-than-perfect credit.
- Customizable Credit Limit: Offers adjustable credit limits to suit individual financial needs.
- Simple Online Application: Easy and quick application process, done entirely online.
- Regular Credit Reporting: Reports to all three major credit bureaus.
- No Security Deposit: Unsecured credit card, no deposit required.
- Fraud Protection: Comes with robust security features for transaction safety.
- Online Account Management: Easy monitoring and management of the account online.
- Credit Limit Increases: Potential for increased limits with responsible usage.
- Free FICO Score Access: Allows tracking of credit score progress.
- Global Acceptance: Widely accepted as it’s a MasterCard.
- Competitive Annual Fee: Reasonable fee structure compared to similar cards.
Features of the Milestone Credit Card:
| Feature | Details |
|---|---|
| Credit Limit | $300-$750, based on creditworthiness |
| Annual Fee | $35-$99, depending on credit history |
| APR | 24.90%-26.90% for purchases and cash advances |
| Fraud Protection | Included for secure purchases |
| Credit Bureau Reporting | Genesis FS Card Services reports to major bureaus |
Eligibility Criteria To Apply For The Milestone Credit Card
- Age and Residency: Applicants must be at least 18 years old and residents of the United States.
- Application Process: Involves filling out an online form with personal and financial details.
- Must Have: This card applicant must have a permanent address, a bank account, a US ID, and a ‘SSN‘ social security number.
- Response Time: Quick response to applications, with the card being sent out within a few days of approval.
- Other Instructions: Must follow all the guidelines and official norms and instructions
Activating Your Milestone Credit Card
By Online
- Visit the Website: Go to the Milestone Credit Card activation page.
- Enter Card Details: Provide your card number and other requested details.
- Verify and Submit: Follow the prompts to verify your identity and submit for activation.
By Phone
- Call the Number: Dial the activation phone number (800) 305-0330 to activate your Milestone Credit Card over the phone. Then input your Social Security Number and follow the automated prompts to speak with a representative.
- Provide Information: Give your card number and any other required personal information.
By Mail
- Find Activation Mail: Locate the activation instructions in the mail that came with your card.
- Fill Out Form: Complete any required form or section in the mailer.
- Send it Back: Post the mail back to the provided address and wait for activation confirmation.
How to Pay Your Milestone Credit Card Bill?
To pay your Milestone Credit Card bill, you can use the following methods:
- Online: Log in to your account on the Milestone Credit Card website and follow the prompts to make a payment.
- By Phone: Call the customer service number (+2018003050330) on the back of your card and follow the instructions to pay over the phone.
- By Mail: Send a (Concora Credit PO Box 84059 Columbus, GA 31908-4059)check or money order along with your account details to the payment mailing address provided by Milestone.
Milestone MasterCard Pros & Cons
| Pros | Cons |
|---|---|
| Credit Building | Annual Fee |
| No Security Deposit | High APR |
| Regular Reporting to Credit Bureaus | Limited Rewards Program |
| Accessible to Various Credit Scores | Lower Starting Credit Limits |
| Fraud Protection | Fewer Perks and Benefits |
Milestone Credit Card Customer Service
- Customer Service: 1-800-305-0330
- Fax: 503-268-4711
- Technical Support: 1-800-705-5144
- Correspondence address: Concora Credit PO Box 4477 Beaverton, OR 97076-4477